List of Services
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Agency Intro (Portsmouth, VA) We’d be happy to review your insurance coverage options with you! Give us a call at (757) 204-3221 or visit https://robertsInsurance.usAgency Intro (Portsmouth, VA)
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Concierge Program Overview (Portsmouth, VA) We’d be happy to review your insurance coverage options with you! Give us a call at (757) 204-3221 or visit https://robertsInsurance.usConcierge Program Overview (Portsmouth, VA)
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Can My Homeowners Insurance Be Paid Monthly? (Portsmouth, VA) We’d be happy to review your insurance coverage options with you! Give us a call at (757) 204-3221 or visit https://robertsInsurance.usCan My Homeowners Insurance Be Paid Monthly? (Portsmouth, VA)
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What Life Insurance Do I Need For Mortgage? (Portsmouth, VA) We’d be happy to review your insurance coverage options with you! Give us a call at (757) 204-3221 or visit https://robertsInsurance.usWhat Life Insurance Do I Need For Mortgage? (Portsmouth, VA)
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Can Homeowners Insurance Be Transferred To A New Owner? (Portsmouth, VA) Home buyers often ask if a home insurance policy can simply be transferred from one person to another. Therefore allowing a new homeowner to begin making the payments when the old owner moves out. The short answer is no. A home insurance policy cannot be transferred from one person to another. Each policy is unique, and coverage rates really depend on a broad number of factors that change from person to person. Now, this isn't necessarily a bad thing. Let me go ahead and give you a quick example here. If the original homeowner is a college student and the new homeowner is a retiree, the rates will almost certainly be less expensive for the new homeowner. Now, more importantly, every homeowner has a different set of coverage priorities, which means the specific coverages and amounts can vary significantly from one homeowner to another. And so, before making a final choice on your coverage, be sure to speak with an insurance professional that can help you understand all of the rates and all of the options associated with your homeowners policy. We’d be happy to review your insurance coverage options with you! Give us a call at (757) 204-3221 or visit https://robertsInsurance.usCan Homeowners Insurance Be Transferred To A New Owner? (Portsmouth, VA)
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Can Homeowners Insurance Be Included In Closing Costs? (Portsmouth, VA) I cannot tell you how often new home buyers ask whether or not insurance can be included in their closing costs. So, as a general rule, yes, it can. But there are a few things you should address since buying a home can be complicated. Plus, you know, juggling the requirements of your lender, the title company, and the agent can be a complete headache. The best way to start is to ask the company doing your financing what their insurance requirements are. Some banks want a full year of homeowners insurance, and some only want six months. So it varies, honestly. Next, you have to find out if you can have your insurance paid out of your escrow account. That way, your bank can actually handle the payments for you, which is great. But before you make any final decisions, it is always a good idea to talk to your insurance agent and make sure that everything is set up correctly. Then, once your financing is all established, your homeowner's insurance policy will activate, and you'll be covered, and then you can focus on enjoying your new happy home. We’d be happy to review your insurance coverage options with you! Give us a call at (757) 204-3221 or visit https://robertsInsurance.usCan Homeowners Insurance Be Included In Closing Costs? (Portsmouth, VA)
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Why Are My Homeowners Insurance Rates Going Up? (Portsmouth, VA) One of the most common questions we hear about home insurance is so simple and super understandable. Why are my rates going up? I know it can feel frustrating and confusing. The truth is there are a large number of reasons why you might see higher home insurance premiums and not all of them are things you can control. If there's an increase in the cost of replacement materials like lumber or stone or in the cost of labor that will probably translate into premiums. Likewise, if the value of your neighborhood is on the rise and therefore the value of your home is increasing, it will cost more to insure. I can't forget to mention that if there's a large number of people in your area making insurance claims that could translate into higher rates as well, your insurance agent might be able to help you find ways to offset these cost increases. So, don't be shy about contacting them to find out more. We’d be happy to review your insurance coverage options with you! Give us a call at (757) 204-3221 or visit https://robertsInsurance.usWhy Are My Homeowners Insurance Rates Going Up? (Portsmouth, VA)
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Will Homeowners Insurance Cover A Civil Lawsuit? (Portsmouth, VA) With lawsuits becoming more frequent. Over recent years, many homeowners want to know if a home insurance policy provides protection against being sued in a civil proceeding. Now, the answer to this question really depends entirely on the details of your particular insurance policy. While many general home insurance plans offer some amount of liability coverage, the amount of coverage can vary. And it is worth noting that if you're still paying off your mortgage, your bank may require you to have a certain amount of liability coverage in your policy to make sure that you are fully protected from litigation. It is definitely wise to include at least some liability coverage in your home insurance policy and it's also a good idea to consider an umbrella policy which will further increase the coverage limits for additional details on how to ensure your home insurance policy provides proper liability protection for you and your family, speak with your insurance agent before making any final policy choices.Will Homeowners Insurance Cover A Civil Lawsuit? (Portsmouth, VA)
We’d be happy to review your insurance coverage options with you! Give us a call at (757) 204-3221 or visit https://robertsInsurance.us
At Roberts Insurance & Financial Services, we believe in strengthening our community by uplifting those in need. That’s why we’re proud to support The Salvation Army of Portsmouth, Virginia, a cornerstone of compassion that has been serving Hampton Roads for over 110 years. The Salvation Army’s mission is simple yet profound: to meet human needs without discrimination. From emergency assistance and housing to youth enrichment, substance abuse recovery, and disaster relief, their programs transform lives every day. Whether it’s sheltering a young mother and her child, offering guidance to at-risk youth, or providing meals and comfort to families in crisis, the Salvation Army is a lifeline for so many in our community. Every contribution makes a difference. You can be a part of this legacy of hope and service by simply sharing the name of a friend or family member for a no-obligation insurance quote. For every referral, Roberts Insurance will donate $10 to The Salvation Army of Portsmouth. Your kindness can bring food to the hungry, shelter the homeless, and hope to those who need it most. Together, we can help the Salvation Army continue their incredible work of changing lives and strengthening our community. Join us today—because hope starts here.
Mercy Chefs isn’t just about feeding people; they’re about showing kindness and offering a bit of hope when it’s needed most. Here in Portsmouth and the surrounding areas, many families worry about where their next meal will come from, and this struggle only intensifies when disaster strikes. By supporting Mercy Chefs, we’re helping to ensure that these families receive nourishing meals and a reminder that they’re not alone.
In the heart of Portsmouth, we at Roberts Insurance & Financial Services are deeply moved by a silent struggle that unfolds daily—the plight of families facing the unimaginable challenge of a child with a life-threatening illness. This is where our path intersects with Edmarc, a true beacon of hope and support. Edmarc's compassionate care goes beyond medical needs, wrapping families in a comforting embrace of support, understanding, and love during their most trying times. Our partnership with Edmarc stems from a profound empathy and a shared dedication to creating a robust safety net for these families. It's more than just financial help; it's about offering a shoulder to lean on and being a beacon of hope in their darkest hours. Our agency believes in the strength of community and our collective ability to lift each other up during the hardest times. We warmly invite you to join us in this heartfelt mission. By joining hands with us, you can make a significant impact on the lives of these families. Every act of support, no matter the size, sends ripples of peace and hope. And now, there's an added way to contribute: for every referral you make to our Community Cause campaign, we'll donate $10. Together, let's illuminate the darkest fears and despair with our combined efforts. Your involvement can bring a ray of brightness to our community, transforming lives and nurturing hope where it is needed the most.
At Roberts Insurance & Financial, our commitment runs deeper than just numbers and policies; it extends to being compassionate allies for survivors and those affected by domestic violence.
Our agency is committed to fostering positive change within our community, helping other Live Well & Thrive! Through our newly launched Community Cause program, we will proactively identify local non-profit organizations, families, and groups facing challenges, and extend a helping hand wherever possible. So many are facing hardships every day within our community, and we are dedicated to addressing these issues with compassion and determination. Central to our approach is raising awareness for those individual causes and working towards tangible goals, whether they involve financial contributions or the provision of essential resources that can enhance the lives of recipients. To further our commitment, we have enhanced our Rewards Program to allow our clients and anyone who cares a chance to give back in a meaningful way. For every individual referred to our agency for a policy review or quote, we will make a donation towards our ongoing Community Cause campaign. We are vested in our mission to identify those in need of support and empower our customers, business partners, and community members to join us in making a meaningful impact. Together, we have the opportunity to effect positive change and create a brighter future for all. We invite you to join us in our journey towards making a difference and being the agents of change our community deserves. Sincerely,